Home Loan Blog

Read the latest home loan guidance, mortgage tips, and market insights from Vanessa.

Buying a Home With VA Disability Benefits

Buying a Home With VA Disability Benefits

Buying home with VA disability benefits can lower costs and expand options. Learn how income, funding fees, and approval work.

A Clear Guide to Non QM Loans

A Clear Guide to Non QM Loans

This guide to non qm loans explains who they fit, how they work, common requirements, and what to expect when buying or refinancing.

Best Refinance Options for Homeowners

Best Refinance Options for Homeowners

Compare the best refinance options for homeowners, from rate-and-term to cash-out, FHA, VA, and Conventional loans, and learn what fits.

Mortgage Closing Costs Explained Clearly

Mortgage Closing Costs Explained Clearly

Mortgage closing costs explained in plain English. Learn what fees to expect, who pays what, and how to plan for closing day without surprises.

How to Compare Mortgage Quotes the Right Way

How to Compare Mortgage Quotes the Right Way

Learn how to compare mortgage quotes the right way by reviewing rate, APR, fees, loan terms, and timing so you can choose with confidence.

How Mortgage Preapproval Affects Offers

How Mortgage Preapproval Affects Offers

Learn how mortgage preapproval affects offers, seller confidence, negotiation power, and your closing timeline in a competitive housing market.

FHA vs Conventional Loan: Which Fits You?

FHA vs Conventional Loan: Which Fits You?

FHA vs conventional loan: compare credit, down payment, mortgage insurance, and costs so you can choose the right path with confidence.

How to Qualify for FHA Loan Approval

How to Qualify for FHA Loan Approval

Learn how to qualify for FHA loan approval with credit, income, debt, and down payment tips that help first-time buyers prepare.

First Time Homebuyer Loan Guide

First Time Homebuyer Loan Guide

A first time homebuyer loan guide to compare FHA, VA, Conventional, Jumbo, and Non-QM options, prep documents, and buy with confidence.

How Much House Can I Afford? Start Here

How Much House Can I Afford? Start Here

Wondering how much house can I afford? Learn what lenders review, how payments add up, and how to set a smart home budget with confidence.

VA Loan vs Conventional: Which Fits You?

VA Loan vs Conventional: Which Fits You?

Comparing va loan vs conventional? Learn the real differences in down payment, rates, PMI, credit, and monthly costs to choose wisely.

Get in touch

You have questions and we have answers.

Vanessa Jones Schlomer

Title
Branch Manager
Loan Officer NMLS Number
NMLS# 893657
State Licenses
Serving Texas, California, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee
Office
14201 Ranch Road 12, Suite 3
Wimberley, TX 78676
Phone number
+1 (512) 790-0947