Unlock Your Home Dreams with Vanessa

Expertise, Integrity, & Personal Touch in Mortgage Lending.

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Vanessa Jones Schlomer

About Me

Vanessa Jones Schlomer

Vanessa is an experienced Mortgage Loan Originator and has worked in the real estate and mortgage field since the late 1990's. She is a successful entrepreneur and real estate investor. Although she previously worked in the clinical psychology field and marketing, she now focuses exclusively in the mortgage industry.

In her personal life Vanessa is a busy homeschooling Mom that loves a good day with her horses, cooking, sewing, gardening, and a great glass of scotch. She's funny, easy going, direct, and a solution expert.

She takes pride in her work and goes the extra mile to help her clients achieve their mortgage goals. She has extensive experience working with a wide variety of clients, from first time homebuyers to long term investors. She has owned and operated real estate offices in NYC and CA, and spent years working with developers and new construction. Her experience and professional variety come in handy to assist her clients receive the absolute best service!

Vanessa is awaiting your call, text, email, smoke signal…to assist with your mortgage needs!

Actively Serving: CA, FL, NC, TN, TX

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Branch Manager - NMLS# 893657

Home Loans With Vanessa

5 out of 5 stars

“Vanessa was professional, thorough, and helped answer all of my questions regarding the refinance process. Her honesty and promptness shows not only great integrity as who she is a person, but how well she is trained on her job. I had a wonderful experience thanks to her!”

Ashley E.

Ready to Get Started?
Get Your Free Mortgage Quote Today!

Dive into the possibilities of homeownership — start with a no-obligation, free mortgage quote and see where your future can take you!

Ready to Fast-Track
Your Homeownership Journey?

Don't just dream, act now! Apply directly for your loan and make your home aspirations a reality.

Loan options

What Types of Loan Products are Available?

We offer a variety of loan options tailored to meet the diverse mortgage needs of our clients.

VA Loan
Designed for veterans and active military, this loan offers benefits like no down payment and no private mortgage insurance.
FHA Loan
A government-backed loan with flexible qualifications and lower down payment options, great for first-time homebuyers.
Conventional Loan
A standard loan backed by private lenders, requiring a down payment and good credit.
Jumbo Loan
A mortgage for amounts exceeding standard loan limits set by federal regulators, typically used for luxury homes or high-cost areas.
NON-QM Loan
Tailored for those with unique financial situations, offering flexibility beyond traditional lending criteria.
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Get the tools you need

Discover Your Mortgage Potential Today!

Try our 100% free mortgage calculator—no obligations, no email required. Get instant insights into your home financing journey.

Unlock Your Potential:
Get Your Free Mortgage Quote Today!

Dive into the possibilities of homeownership — start with a no-obligation, free mortgage quote and see where your future can take you!

Photo by Scott Webb on Unsplash

Everything you need

All-in-one Lending

With Vanessa by your side, every step of your mortgage journey is simplified and supported.

Customer Service
You will have direct access to me and my team to answer any questions an assist along the way. Communication is key!
Clear Communication & Guidance
We are here to help! Our team works together to make sure you are kept in the loop along the way and have access to us when you have questions.
Competitive Pricing
We are a direct lender and also have the ability to broker loans.
On-Time Closings
Our team works hard to make sure you close on time! We have 24-48 hour turn times.
Extended Locks
New Construction? Don't fret! We can offer extended locks, so you don't worry about losing your rate.

Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

What is a jumbo mortgage?
A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The conventional loan limit is $726,200 (Single Family), $929,850 (Two Family), $1,123,900 (Three Family), $1,396,800 (Four Family) ***Certain high cost areas maximum single family $1,089,300. For the year 2023.
How much is required for a down payment?
There are a number of scenarios that will depend on your loan amount, credit, debt-to-income ratios, occupancy, and property type. We offer first time homebuyer options with as little as 3% down. Standard owner occupied conventional loans with as little as 5% down.
What does R&T mean?
That means Rate and Term Finance. A rate-and-term refinance changes the interest rate, the term—or both the rate and the term—of an existing mortgage without advancing any new money. It is also known as a “no cash-out refinance.”

“Vanessa was the best. She always went the extra mile for us to make sure we did not get taken advantage of by the sellers and she made sure all our T's where crossed and I's where doted so when we went to underwriting it was a breeze. Thank you so much!!”

Christopher M.

“Professional, went above and beyond, very accessible and easy to communicate with.”

Diane G.

Ready to Get Started?
Get Your Free Mortgage Quote Today!

Dive into the possibilities of homeownership — start with a no-obligation, free mortgage quote and see where your future can take you!

Ready to Fast-Track
Your Homeownership Journey?

Don't just dream, act now! Apply directly for your loan and make your home aspirations a reality.

Get in touch

You have questions and we have answers.

Contact Us

Vanessa Jones Schlomer

Title
Branch Manager
Loan Officer NMLS Number
NMLS# 893657
State Licenses
Serving: CA, FL, NC, TN, TX
Office
14201 Ranch Road 12, Suite 3
Wimberley, TX 78676
Phone number
+1 (512) 790-0947